Partner With AndPay
Empower Andorran commerce through our high-performance software orchestration layer. We provide the infrastructure; you provide the regulated financial services.
Merchant Acquisition
Centralized access to high-quality, digital-first merchant segments in the Principality of Andorra.
Structured Compliance
Non-Merchant-of-Record model. Regulated partners perform full merchant onboarding, KYB, AML, and transaction monitoring.
No Fund Custody
AndPay never holds, receives, or processes customer funds. All settlement occurs directly between the PSP and the merchant.
Low-Risk Profiles
Focus on low-risk merchant categories with transparent business models and verified local presence.
Direct Contracting
Merchants sign direct service agreements with the PSP, ensuring clear legal and regulatory standing.
Orchestration Layer
We provide a REST API, checkout and management tools to connect your business with its bank terminal.
Operational Integrity
AndPay is designed from the ground up to respect regulatory boundaries. Our model ensures:
- Full transparency on transaction origin and merchant identity.
- Zero disruption to standard PSP underwriting and risk policies.
- Technical integration via standard API/Webhooks for seamless reporting.
Target Segments
- E-commerce RetailAndorra
- Professional ServicesAndorra
- SaaS & Digital GoodsAndorra
- Tourism & TravelAndorra